(570) 330-0800

It is Legit is full it don't call them and report Common Wealth Financial the message posted by Legit probably works for Common Wealth

The company is Common Wealth Financials and they are a division of Sallie Mae Student Loans and they are a smaller division under some law firm.  Although harassing is not called for nor O.K, they are a debt collection and will do whatever it takes to collect a debt.  If you owe this, they will settle for you for a HUGE discount because they are only out to collect the $$ regardless if it is 100% or 50% of the debt owed.  I am not sure about the 4 year thing, but if it is a private student loan, that is considered a "Secure" loan and must be paid back.  It cannot be debt consolidated nor filed in bankruptcy.  Everyone will have the same story.  "I don't owe debt."  But 90% of those that say that, actually do owe the debt.  Trust me.  I was once part of the 90% and it got to the point where the stress and hair pulling is not worth it.  If you owe it, pay it or better yet, settle or make a half settlement with half payment plans.  Their main concern is to get some kind of payment, so they can work with you.  They know if they don't, they won't get $$.  Just keep that in mind, so don't walk in scared to talk.  You have the upper hand for the most part, but if your information is public such as employment, although it may take awhile, they can start to garnish wages and put a freeze in your bank account.  It isn't fun.  TRUST ME.

This is the second debt collector attempting to collect on an old debt.  First of all, they are not bonded to collect in my state, found that out at the Secretary of State website.  Also, I read somewhere that if debt is over 4 years old, it is uncollectable.  Does anyone know about that?

A man called named Michael Turner, stated he was calling because he received some of my files, didn't say what kind of files.  Did not mention what company he was calling from.  only that he wanted to go over my files with me.  Why would I call someone that didn't tell me who they are working for/with and what type of files.  Sounds like a scam!

they called, didn't leave a message though.  Sounds like a bunch of a$$holes.  On my caller ID it read that the call was coming from Scranton, PA, which is when I decided to do a reverse phone number look-up.

Got a called from this number, they where looking for someone with the same name as me, I didn't know so i said "yes?", and they threated me, they gave me the last digits of my SS# and they were wrong so I said "you got the wrong person" but he insisted. wtf?

Keeps calling re: my niece. She doesn't owe anything. She asks for a bill or something they never send. They don't call her just me.

I told them they had the wrong number. . . and no one by that name had this number. . . .this has been my phone number for years.

someone who wont identify themselves. Calling my cell phone and calling my employer.

Bottom Feeder Debt Collections who's reps violate state & federal collections laws. They will threaten you with criminal & civil prosecution even if you are not the person owing debt. Don't take their crap..file complaints! Check out Bud Hibb's website for more info on Commonwealth Financial & other scum sucking bottom feeding debt collectors!!

Collection Agency Trolling for victims. JDB - Junk debt buyers Commonwealth Financial Systems illegally attempting to retrieve debt which they bought for pennies on the dollar.  do not speak with them and do not call back.