(716) 614-0000

Just received a call from this number due to a request I sent in for an actual account number.  I've had two people from Creditors Interchange about an account that was charged off back in 1999 (last I checked it was 2010, which is 11 years later).  The SOL for credit cards in the state I live is 5 years.  So if they try to take me to court, it will get dismissed with predjudice.  It doesn't matter because I will be filing for Chapter 7 in the next couple of weeks.  So they can keep calling and leaving me voice messages on my cell.

there is NO DEBTOR's prison! I always paid on time, had perfect credit....then the job market went to S**T!  They have to understand that feeding my family is more IMPORTANT than paying them while I am unemployed -- and they could care less!  So, I don't answer, it does not bother me anymore.  As long as my kids eat and have clothes I'm good.  I'll get to it when I get to it!

I keep receiving calls from them along with mail. I have been paying Bank of America, just sent them a check and they cashed it. then why is CI calling me and harassing me. I haven't called them back and don't know if I should. I've been paying what I can and they won't stop the mean calls. What should I do?

‘Rubber Duck’ Reports: In a fairly recent 2008 memorandum decision in the Supreme Court of New York State, the modus operandi, and therefore inherent personification of the entity, “Creditor Interchange”, its ownership, management and counselor’s is made public for all to see.Although the defendant was ultimately awarded dismissal, the plaintiff’s reference to the use of misleading oral promises, as well of employing ‘dark legal practice’ in the phrasing of written contracts by Creditor Interchange is eloquently described within the context of the decision, and could be construed as a warning to others deliberating on whether to enter into any business agreements with the parent company, Credint Holdings, LLC, Creditor Interchange, LLC, its ownership, management, counselor’s and others, directly or indirectly involved with its affiliated businesses and/or ad hoc associations.The text of the above referenced proceeding is posted on the internet at: http://www.nycourts.gov/courts/comdiv/PDFs/8th%20JD%20DOIs/Gouchie%20MD.pdfThe plaintiff in the proceeding, Mr. Kenneth Gouchie, may or may not be petitioned for advice regarding Creditor Interchange and his original complaint. It’s possible that he may be contacted at:Kenneth P. Gouchie1800 Highland AveFall River, MA 02720(508) 567-3395It is of additional interest that the planned acquisition of Creditor Interchange by Debt Resolve, Inc. (AMEX: DRV), terminated by the buyer, was due to Creditors Interchange’s breach of its representations and warranties under the purchase agreement related to its financial condition as well as the existence of a material adverse change in the financial condition of Creditors Interchange. Debt Resolve Co-Chairman and CEO, James D. Burchetta said: "We are extremely disappointed we had to terminate our efforts to acquire Creditors Interchange. Unfortunately, the deterioration of the financial condition of Creditors Interchange left us no choice.”   Additional references:1) Chairman, providing guidance for Creditor Interchange is: Mr. Bryan Daniels, of Prairie Capital: 300 S. Wacker Drive #1050Chicago IL 60606(312) [email protected]) March 12, 2008  Gary Holter Named as President & CEO of Creditors Interchange.BACKGROUNDGary Holter has been President and Chief Executive Officer of Creditors Interchange, Inc. since March 13, 2008. Mr. Holter has been Chief Financial Officer of Creditors Interchange, Inc. since 2003. Mr. Holter is responsible for all aspects of the Creditors Interchange's operations. He has over twenty-five years of operational management experience through various executive level positions in a broad range of industries.3) Joseph Jerge acts as Senior Vice President of Collections at corporate headquarters.4} Thomas Wilcox acts as Director of Marketing at corporate headquarters.5) Additional court dockets involving Creditors Interchange: http://dockets.justia.com/search?q=Creditors+Interchange6) Creditors Interchange Corporate Office: 80 Holtz Drive, Cheektowaga, New York 14225     Phone: 716-614-7500Fax: 716-614-7546www.Creditorsinterchange.com7) It was last reported that Prairie Capital and Caffery Capital Partners were in discussions to acquire Creditors Interchange. Watch press releases at www.prairie-capital.com and www.cafferycapital.com for the latest news on that subject.NOTICE: The information contained in this report is based on publicly available records and press releases. Regardless of the information researched and reported on here, it shall not imply that the entities referenced are any less than professional and law abiding in their commercial dealings.-end report

To date:They have called at 6am and as late as 9:30pmClaimed to be an attorneyMade false statements about my credit ratingI will go to hell for not paying my obligationsState, every credit card I have is frozen (not true)First I owed 9800.00THen 13900.00Now it is 19980.00They have called the store I work in and talked to anyone including customers that have answered the phone and told them aweful aweful things that end in make sure you tell her what I said.THey attached a bank account that was not mine, it was my employer first they took 186.00 then 215.00, we had to close the account and open a new one.All I want is the charges made after the account was closed removed.  I will pay what I owe, not fraud charges.I am at my wits end, I have no money for an attorney so now I do not sleepm am waiting for a knock on the door and I am fearful of every phone call.What horrible people I hope they reach their just deserts.Thanks for letting me sound off

6z4

Clayton needs to learn English.  Its creditors interchange, the only thing they want to hear is you bank account.  You could be in intensive care on life support and they will still call.

PAY UR BILLS!!!!!!!!!!!THEY ARE CALLING BCAUSE I HVE TURNED UR BACK ON PEOPLE WHO LET U BPRROW MONEY!

they called me i owed the money i know i owed i paid it tht was tht. everybody should concentrate on paying their bills then no one would be calling

I'm canceling my AT&T home phone service over these kinds of calls, and here's why:1) I PAY for "privacy manager" service, that supposedly isn't supposed to let solicitor calls through, but somehow Creditors Interc****e can get through it when my PARENTS can't!2) I PAY for "call blocking", but when I enter these phone numbers from Creditor's Interc****e, I get "we're sorry, but the number is not correct, please try a***n". It does not matter if I enter the area code first, try without it, with a 1, without a 1 - it always gives me this message. Strangely enough, I can add my PARENTS to the block list, but not Creditor's Interc****e!3) AT&T is not giving me what I PAY THEM for, and they can't/won't fix the problem, and it's happening on their 100% owned and controlled network, which they are 100% responsible for.4) We do not DO credit, AT ALL, so I know automatically that these calls are ALL fake. We pay everything in cash on the 1st of each month, and we haven't had anything like a "debt" in over 10 years.  Conclusions: a) AT&T is double-dealing with/is in cahoots with, the s******k junk-debt collectors and scammers! Seriously, what other explanation is there? b) Creditors Interc****e is an obvious SCAM!Solution: Ditch my land-line and stop funding AT&T. The only people who call my home phone were scammers and my PARENTS, and they can call my cellphone!

To Anon, June 19, I worked for Creditors Interchange, B of A department. Just so you know, most of the Bank of America accounts that Creditors Interchange handles are Arbitration and Pre-Arbitration accounts. While NO collector should tell you that they, themselves will take action against you (because they, themselves, cannot and it is illegal to say so), know that if you're getting a call from CI pertaining to a Bank of American account, your account is very possibly in pre-suit status. Unfortunately, with so many collectors out there NOT telling the truth, how can someone getting a call be able to really know when they're being told the truth that their debt is in a legal status?  Understand, I denounce this type of collector, who gives the rest of us who do our job compliantly, and with compassion, a bad name. It's one of the reasons I left the industry.   Anyway, just wanted to give you the heads up. If Bank of America has put your account in this arbitration cycle, they send it to collections to try to work out the payment prior.  (And, in fact, Bank of America was not the only creditor who gave us pre-legal accounts to try to collect). Next, I strongly advise not sending a Cease and Desist letter. The American Collection Association has indicated a direct correlation of increased arbitration cases with the increase of CAD requests. When you demand no communication with your lender, and you're not paying the bill, you've basically taken away their ability to try to work out an arrangement with you. Think about it... if someone owed YOU thousands of dollars and then legally demanded you not contact them to ask for your money back, wouldn't YOU consider a civil suit to force them to pay? I hope this has been helpful.

Yes they call, do not leave a message, then when you call back, you receive the following:  high pitch sound "the number you have reached 716-614-0000 is not in service, if you feely ou have reached this in error, please check the number and dial again, thank-you"Very irritating since they have called early the last few days.

It's Creditors Interchange, the sleaze of the debt collectors world. They lie, cheat, and try to scare you. They are rude, obnoxious and just plain idiots. When they call they claim to be from various law firms, government offices, county offices, etc etc. Look at the link above this post it's a very accurate description and what to avoid. Be wary, and do not give them any account numbers, they will steal from you.I had a nice long "talk" with on of their representatives today. She went off on a barrage and tried to not let me get a word in lol. Threatening to call my parents (I am 30.....) wanting me to pay them with my student loans trying to tell me that student loans cut you a check and you can do whatever you want with them.. Morons, sure student loans may be able to be setup like that, but most loans and grants are handled completely by the finance department of the institution you are part of.Just let them talk to your answering machine, they cannot take actions against you, they cannot write bench warrants for you (creditors do not control the law enforcement) etc etc etc Cannot believe that Bank of America uses these con artists, shows how crappy a company can be.

Damn robot callers...See this site for more info on who is doing this. http://800notes.com/Phone.aspx/1-716-614-0000#pmfX_FNJCHgBDvgjKnFRVxg

called at 8:26 AM, 5/24/08. When told person not here, did leave message. Claims to be a Ms Ancee from Bank of America Legal Dept. Callback 866-513-9461.

same thing, calls asking for someone else's name

this is the caller id for 866-513-9461 Creditors Exchange - collection agency

they called and tried to say that i owed them money from a discover card that i payed off 4 years ago. could not give me any information about the card or when the card was supposedly sent to collections. and when i tried to call them back it said the number was not in service.

this number keeps calling me but never leaves a message. I try to call it back, but it comes up as no longer in service.