(813) 319-2662

These people are scam artists at best. They dont speak English and call me excessively on my cell phone and at work. They wont tell me anything over the phone and only say they are calling for a serious identity theft with my name and social security number.I asked them to quit calling my work and cell as I had no idea what they were calling about. I was told to shut up and listen and then I became irate. I told them i was reporting them to Homeland security and my attorney and was told to do whatever i wanted. I callem them back atleast 5 times in a row as they kept hanging up on me and told them i would keep calling unless I could speak with the manager or owner of the company. I was told they were going to have me arrested for harrassment. I guess they dont like having the table turned on them but i am going to continue to pursue this and have these people investigated and put an end to these crazed scammer.

On March 26, 2009 at approximately 2:15pm I noticed that I had a missed call (number that appeared on my phone was 10040815573) and a voicemail on my cell phone and also on my work phone. It was a man with a very strong Indian accent who identified himself as Alex Crenshaw claiming that this was an urgent matter and that if I didn’t return his call he would assume that I didn’t want to take care of this matter. I wrote the number down, and immediately called him back. When I called the number they claimed that Mr. Crenshaw was in a meeting and that he was going to have to call me. He returned my call 5 minutes later. He claimed to work for the Department of Crime Prevention in Florida and that he was contacting me because I had a federal court order against me and that they were coming to arrest me at my job and I would be put in jail for 30 days for check fraud because I had neglected to pay back a payday loan. He also warned that our conversation was being recorded and anything I said will be used against me in court. I told him that I was fine with the conversation being recorded because I had no idea what he was talking about. He went on to read my social security number and named my employer. I asked him if he could please provide more details because I was very confused and I couldn’t understand why someone from the Department of Crime Prevention in Florida was contacting me when I live in another state. He didn’t provide me with a lot of detail but kept repeating that he didn’t have to call me and he was just doing it as a courtesy to me. I asked him why I hadn’t received any documents in the mail or received any previous phone calls regarding this matter and he stated that that’s not the way the payday loans people work. They just call up his company and let them proceed with the litigation. I thought this was incredibly bizarre and had the gut feeling that this was a scam so I stayed on the phone asking him questions so I could get as much information as I could just to confirm my instincts.  My first question was what were the names of the payday loans and he said “Cashnet USA” and “AP Processing,” as he was telling me I googled them and found that there is an actual website for Cashnet USA, but AP Processing came up as accounts payable software.He then told me that if I didn't take care of this matter by 4pm that day he would have to proceed with the court order and they would contact Human Resources where I work and the police they would come and arrest me. I asked "Mr. Crenshaw" what my choices were in getting this taken care of. He told me that I had two options. Option 1 was to deal with the matter in court and after all the attorney and court fees I would pay $2,150.63. Option 2 was to settle out of court and pay $810.63. I asked him how much time I had to pay $810 back and he told me by 4pm that day. I look at the clock and it was 3:24pm. So I ask Mr. Crenshaw if I could have an extension and he refused, and stated I had to pay something that day. I told him that I would have to go to the bank to see how much I could give and he asked why I couldn’t just get my balance online. I told him that I was at work and had no access to the internet. I asked Mr. Crenshaw if I could pay him with a cashier’s check from my bank and he said they would only accept a credit or debit card payment. I told him that I didn’t feel comfortable giving him either numbers so he threatened to hang up and proceed with the suit. I pleaded with him to help me figure out a solution. Then he asked me how much I would be able to pay so I told him that at the present moment I could only pay $25. He said that I needed to pay a minimum of $150. I then told him that if these people really wanted my money that they would try much harder to work with me. He never stated that I had to pay a minimum! By this time I knew that this was a scam. I them asked if he could call his people and ask them for an extension because I had to transfer money onto my credit card in order to give him the $150 but the money still wouldn't be available until tomorrow. He said that he would call the company and see what he could do. I asked if he could promise that he would call me back because I seriously wanted to take care of this matter. Then I realized that I never asked him when these loans were taken out and he told me one was from 2007 and the other from 2008. I told him that I never took out payday loans during that time and he told me that I left him no choice but to proceed and that I will have to deal with the consequences. I asked him if I could ask him just one more question. By this point he was extremely agitated but said yes and I asked why hadn’t these debts showed up on my credit report which I just checked two months ago. He said that they wouldn’t show up. I asked him how it was possible that a company who is willing to not only charge me with a federal offense but was also going to have me arrested NOT put this on my credit report. He hung up on me. When I tried calling back 30 seconds later Mr. Crenshaw was once again in a meeting!