(856) 691-3636

I talked to Jack Burns or Fred Hurst they called to collect money and said they would file a  police report. Is this true?

First of all they are not allowed to say civil case. law suit or attorney Before returning the call buy a tape recorder and record the whole conversation. Most likely they will violate the FDCPA(Fair Debt Collection Practices Act)! It costs nothing for an attorney and you can sue them and probably get a $1000 and maybe even ur debt cleared. Michael Kahn & Frank Shapiro are not attorneys!! They can do nothing to you. The only client that actually legitamately sues is Bank of America or Nu Island Partners. The rest is b*llsh*t! They can't do anything to you in regards to pay day loans they are illegal in most states of the US. The rest of the stuff they collect on is garbage that you don't even need to pay back b/c your over the time allowed. General time is 5-7 years. Varies depending on your state. Trust me sue them and make sure u record any conversations you have and save all voicemail messages!!! You'll definately get money!

Who is it?

I was called and waas not home so they left me a voice mail.  The lady's name was Rachel.  We set up a plan. After the 1st payment went thru I ran into some finacial problems and called to ask if they could push my payment back a couple weeks. I expalianed everything that was going on to the lady who answered the phone.  She was very nice.  She put me on hold for a few minutes, she said it was to see if she couuld do this. The next thing I know there was a mann who answered by the name of David.  He asked me what he could do gfor me?  I told him the same story.  He then became rude & i told him that he didn't have to be so ugly and he told me that he was not ugly and that he was quite attractive....then he told me that I was the one bein rude trying to talk over him.  It got heated from there.  He told me that this business was not in the business of being customer service.  Well I hung up on him.  I called right back a few minutes later and asked for Rachel.  The original person that I talked to and set my payments up with.  The girl aswering the phone ask who was speaking and I told her that I just needed to talk to Rachel.  Well she put me on hold and the David came back on the phone and asked why I hung up?  I told hinm that I wanted to talk to his boss and he tried to tell me that he was the manager.  I told him that I did not want to talk to him.  So after a few minutes he put me on hold.  Well someone else came on the phone and told me they were Rachel. (I know what she sounds like).  I told her the she wasn't Rachel.  She told me to quit playing games and I told her that she did not sound like the Rachel I had talked to earlier in the week. She said she had a cold. (You could plainly hear her and a few others laughing in the back ground.)  I told her that I wanted to talk to her manager and she told me thaty she was the manager.  She asked if I was going to settle tis or not.  I told her that I was only calling to make a complaint against the guy (well she cover the phone and said something to someone and then I heard several people laugh in the background).  I told her my story (which I had told to the others).  I thought that since she was so nice the last time I talked to her that she might be willing to help me out.  I don't believe that this lady tat I talked to today was Rachel.